Build Wealth Through Property Investing

Australia’s leading commercial &
residential property buyer’s agents

Rethink Investing creates wealth for it’s clients through the strategic purchase of positively geared, high cash-flow, commercial and residential properties.

Our experience, reputation and extensive networks allow us to offer you the best investment returns in the industry.

Rethink Investing have successfully secured over 1,500 properties for their clients, worth over half a billion dollars combined – a sum which continues to grow every year.

$675 MIL

worth of property purchased for our clients

Looking for net yields of 7% plus?
Take your portfolio to the next level with commercial

Adding a commercial property (currently garnering the highest yields) to your portfolio, is the best way to diversify, lock down solid capital growth and improve cash flow. Our Australia-wide network of trusted real estate partners send only exceptional commercial properties our way. We look for high cash-flow properties in the right locations with secure and or established tenants often on long leases.

Our specialties

Commercial Property

As leading commercial real estate buyer’s agents, we identify, locate, secure and leverage commercial investment properties for our clients.

Residential Property

Our residential real estate buyer’s agents have a comprehensive knowledge of many property markets across Australia. We focus on sourcing only the best, strategically-sound residential investment properties for our clients.

Self-Managed Super Fund (SMSF)

Take advantage of your Superannuation now for your future. Rethink Investing specialises in harnessing control over your Superannuation, helping you secure SMSF compliant properties with the highest returns.

Mortgage Broker Services

Our Rethink Investing financial team help you find the right loan to suit your circumstances so you can purchase your ideal investment property.

Premium high-grade investment properties

Over the last five years, 55% of the investment properties that Rethink Investing purchased for their clients were secured as ‘pre’ and ‘off’ market listings and were often at under-market value. This grants our clients exclusive access to our pool of superior properties, enabling them to grow their investment portfolios and ultimately their wealth, faster.

Listen to our podcasts

1

Scott speaks to ‘The Property Couch’ about residential and commercial Investing and how he quit his day job at 28.

2

Q&A with ‘Smart Property Investment’ on strategies that could help investors thrive in softening property markets.

3

Scott speaks with ‘Smart Property Investment’ on identifying potential booms and creating equity in softening markets.

Tried & trusted investment strategies

Rethink Investing has a proud reputation of successfully identifying, researching
and securing smart property investments that are:

High
Yielding

Located in
growth corridors

Have some type of
value add upside

The Rethink Investing strategy is based on the same property investment strategy that has allowed our Directors, Scott and Mina O’Neill to achieve financial freedom. Their investment portfolio incorporates 29 residential and commercial investment properties, worth approximately $18.5 million and delivers a yearly combined passive income of $300,000.

Award-winning property investment agency

Our team of buyer’s agents and real estate experts are well-versed in the myriad of property markets operating concurrently in Australia. As a multi-award-winning agency, we continuously seek to transcend barriers to deliver only the highest returns for our valued clients.

We are one of Australia’s fastest-growing companies and winners of the Australian Financial Review ‘Fast Starters’ award in 2017 and 2018.

Our recent commercial aquisitions

Net Income $311,500
Queensland

Net Income $31,193
Northern Territory

Net Income $20,000
Queensland

Net Income $42,100
Sydney

Net Income $57,172
South East Queensland
Purchased
Net Yield 7.4%

PURCHASE PRICE

$770,000

DETAILS

Triple income investment on 762m2 of land in the Morton Bay region.

STRATEGY

Strata subdivision potential. Plus the area is an up and coming development precinct.

LAND

285m2

Jes Sherwood
Settlements & Property Acquisition ExecutiveJes is an organised, passionate and devoted member of the Rethink team. With an in-depth knowledge of Real Estate Sales, Property Management and the Settlement process, as well as years of experience in Customer Service, clients know they are in good hands when it comes to their investing needs. Jes has impeccable attention to detail and thrives on delivering the best service to all clients of Rethink Investing.

Melissa Stojanovic
Direct Writer

With over 7 years in asset finance, Melissa Stojanovic is our Direct Writer at Rethink Financing. A welcome asset to the team, she brings a wealth of experienceand knowledge, most specifically in the personal banking area, specialising in personal loans and credit cards. Formerly at GE Money, she is growing her expertise by currently studying for a diploma in finance & mortgage broking.

Son Pham
Head of Mortgages

Son is our resident accredited mortgage expert at Rethink Financing. He has over 6 years experience writing loans, over 12 years in the wealth management industry working for the likes of CBA, AMP and private practice, he is also a licenced financial planner (AFSL 326450) and currently studying his Masters of Financial Planning. Whether it is an owner occupier loan, investor loan, a family trust loan, a company or any other different structure, Son is able to write all these types of residential and commercial property loans. He understands the Rethink investing model himself owning 8 positively geared income generating properties which covers all its holding costs and even the mortgage repayments on his principal residence. Being a financial planner gives him the advantage of other tools and strategies at his disposal to help our clients get the best strategy and structure they need. In his down time he enjoys spending time with his family, gaming and motorsports.

Steve Palise
Senior Property Strategist

Steve is a highly skilled member of the Rethink Investing team with a massive wealth of property knowledge. With an impressive portfolio himself, he is now passionate about helping others achieve their goals and financial freedom. Coming from the engineering industry, Steve is also a Chartered Structural and Mechanical Engineer. With this engineering background, he knows that the numbers don’t lie and applies this strategy to property. He has a unique, straight forward and up-beat positive attitude and believes that property investing should not only be smart, but also fun along the way.

Rob Martin
Acquisitions Manager & Buyers Agent

Rob is an experienced manager who brings a wealth of property investing and construction know how to the Rethink Investing team. Rob has bought many properties over the years. His knowledge and expertise grew after every purchase. Today he is an expert in the positive gearing strategy Rethink Investing practices for our clients. Robert can guide you through how to identify under market properties and utilise banks. You can then quickly tap into your equity and continue to build your portfolio. Rob has achieved this many times with his own and his clients’ portfolios.

Mina O'Neill
Operations Manager


Mina is our Operations Manager and with many years working within the corporate industry, a Bachelors Degree and an experienced investor from the start, Mina brings an in depth knowledge of Operations and Property Investing. Being there with Scott when they bought their very first property together, her understanding of the positive gearing strategy is second to none. Able to retire at the age of 27, with a passive income of over $300,000 from her multiple properties she now helps customers know how to reach their own investing goals. She ensures the Rethink Investing team maintains it’s quality and its mission through the implementation of policies, procedures, human resources, marketing and advertising, CRM systems, sales - all in the name of helping customers own their future.

Scott O'Neill
Founder and Director


Scott O’Neill is the Founder and Director of Rethink Investing. A BRW Fast 100 property investing company specialising in finding rare positively geared properties all around Australia (commercial and residential). Scott is an experienced and active investor who was able to retire from his day job at the age of 28. With a current portfolio of 28 properties worth $17,300,000, Scott is one of the most successful young property investors in Australia. He has a passion for all aspects of property, especially helping others find great deals. Because of this passion he founded Rethink Investing, a Buyer's Agency that helps others buy the same types of properties that allowed Scott to build a portfolio that receives over $750,000 in rent per annum. Clients who have adopted his methods are now on their way to achieving their own financial freedom.

Weekly Income $440 p/w
Tasmania
Purchased
Yield 6.5%

PURCHASE PRICE

$351,500

DETAILS

5 bedrooms, 2 bathrooms and 2 car spaces

STRATEGY

High yield, under market value and capital growth

Weekly Income $270 p/w
Queensland
Purchased
Yield 6.9%

PURCHASE PRICE

$204,000

DETAILS

3 bedrooms, 1 bathroom and 1 car spaces

STRATEGY

High yield, under market value and capital growth

Weekly Income $700 p/w
Queensland
Purchased
Yield 7.5%

PURCHASE PRICE

$495,000

DETAILS

5 bedrooms, 3 bathrooms and 2 car spaces

STRATEGY

Under market value, capital growth and high yield

Weekly Income $370 p/w
Queensland
Purchased
Net Yield 6.2%

PURCHASE PRICE

$308,000

DETAILS

3 bedrooms, 1 bathroom and 1 car space

STRATEGY

Under market purchase and growth

Weekly Income $270 p/w
Tasmania
Purchased
Gross Yield 6.9%

PURCHASE PRICE

$205,000

DETAILS

4 bedrooms, 2 bathrooms and 3 car spaces

STRATEGY

Cash flow, under market purchase and growth

Weekly Income $310 p/w
Queensland
Purchased
Net Yield 7.5%

PURCHASE PRICE

$420,000

DETAILS

Brand new dual key property (4 bedrooms, 3 bathroom and 2 garages)

STRATEGY

Cash flow, depreciation, under market value and brand new

Weekly Income $310 p/w
Queensland
Purchased
Gross Yield 7.5%

PURCHASE PRICE

$214,500

DETAILS

2 bedrooms, 1 bathroom and 1 garage

STRATEGY

Cash flow, under market value and strong growth

Weekly Income $320 p/w
Tasmania
Purchased
Net Yield 6.7%

PURCHASE PRICE

$247,000

DETAILS

3 bedrooms, 1 bathroom and 1 garage

STRATEGY

Cash flow, growth and location

Weekly Income $960 p/w
Tasmania
Purchased
Gross Yield 9.8%

PURCHASE PRICE

$510,000

DETAILS

Four unit block (duplex)

STRATEGY

Growth and high yield

Net Income $57,172
South East Queensland
Purchased
Net Yield 7.4%

PURCHASE PRICE

$770,000

DETAILS

Triple income investment on 762m2 of land in the Morton Bay region.

STRATEGY

Strata subdivision potential. Plus the area is an up and coming development precinct.

LAND

285m2

Net Income $139,900
North Queensland
Purchased
Net Yield 11.2%

PURCHASE PRICE

$1,250,000

DETAILS

Shopping centre with eight shops & tenancies on a prime corner site.

STRATEGY

Strata subdivision potential. Plus chance to lengthen some of the leases to increase the WALE.

LAND

632m2

Net Income $42,100
Sydney
Purchased
Net Yield 6.6%

PURCHASE PRICE

$642,000

DETAILS

10-year lease on one of Sydney's best hospitality operators, Bourke Street Bakery (Southern Sydney location).

STRATEGY

4% increases with nine years remaining on the current lease.

LEASE

10+5 years

Net Income $567,000
Canberra
Purchased
Net Yield 8.8%

PURCHASE PRICE

$6,450,000

DETAILS

Shopping centre in a very high yield. Ten shops with strata title opportunity.

STRATEGY

Strata title opportunity – 25% margin if sold at 7% net.

LAND

110m2

Net Income $20,000
Queensland
Purchased
Net Yield 7.5%

PURCHASE PRICE

$267,000

DETAILS

Industrial unit with mezzanine bought offline well below market value.

STRATEGY

Purchased well below market value and similar sized industrial units are selling for at least $60,000 more.

LAND

110m2

Net Income $33,330
Queensland
Purchased
Net Yield 7.6%

PURCHASE PRICE

$440,000

DETAILS

Freestanding cafe plus ten car spaces in the main CBD. Development potential up to 42m high.

STRATEGY

Solid 4% increases on a 6-year secure lease.

LEASE

5 + 3 years

Net Income $115,000
Queensland
Purchased
Net Yield 7.2%

PURCHASE PRICE

$1,600,000

DETAILS

An industrial complex with five warehouses which are prime for strata subdivision.

STRATEGY

Market rates for units of this size and location will rent between $95-105 per sqm (total rent should be $127,680-$141,120). Strata subdivision potential. Plus signage lease opportunity next to the highway.

LAND

1344m2

Net Income $311,500
Queensland
Purchased
Net Yield 7.7%

PURCHASE PRICE

$4,050,000

DETAILS

Six quality tenants on long leases with extra land for future development

STRATEGY

Rents 20% below market value + useful land for construction of a carwash or cafe

LAND

5,823m2

Net Income $31,193
Northern Territory
Purchased
Net Yield 8.5%

PURCHASE PRICE

$355,000

DETAILS

Exceptional high profile office space leased to the Northern Territory Government.

STRATEGY

Solid 4% increases on a 6-year secure lease.

LAND

100m2