Australia’s Leading Commercial Property PodcastEp 35: An insider’s look into today’s commercial mortgage spaceWith finance at the top of commercial investors’ minds amid a rapidly shifting market landscape, co-hosts Phil Tarrant and Scott O’Neill bring in the cavalry to help navigate the rough mortgage terrain.In this episode, Son Pham, the director and head of mortgages at Rethink Financing, highlights the puzzle-like nature of finding the right lender to provide a commercial real estate mortgage that fits an investor’s needs before giving an insider’s look into the current lending environment.They also talk about the inner workings of borrowing in today’s market, including comparable rates, competitive packages offered by lenders, as well as features that investors need to add to their checklist when shopping for a commercial property loan.Lastly, the trio discusses where they think the market will be headed in the coming months and explains why they believe the market’s downturn is coming to an end.*This episode was recorded prior to the RBA’s April cash rate decision. Share: What You’ll Learn – How to navigate the rough mortgage terrain– Understanding the puzzle-like nature of finding the right lender to provide a commercial real estate mortgage that fits an investor’s needs– Get an insider’s look into the current lending environment – The inner workings of borrowing in today’s market, including comparable rates, competitive packages offered by lenders, as well as features that investors need to add to their checklist when shopping for a commercial property loanResources– Episode 1 of Inside Commercial Property: Commercial vs Residential– Episode 2 of Inside Commercial Property: The Fundamentals of Commercial Investing– Episode 3 of Inside Commercial Property: Commercial Asset Types 101– Episode 4 of Inside Commercial Property: Crunching The Numbers– Episode 5 of Inside Commercial Property: Getting More bang For Your Buck– Episode 6 of Inside Commercial Property: Why this pharmacist invests in the commercial property market– Episode 7 of Inside Commercial Property: How to succeed in commercial property– Episode 8 of Inside Commercial Property: Why 2021 will be the year of growth– Episode 9 of Inside Commercial Property: Five tips to help you succeed in commercial property– Episode 10 of Inside Commercial Property: Boosting your rental yield with a commercial investment– Episode 11 of Inside Commercial Property: The all-inclusive commercial property playbook– Episode 12 of Inside Commercial Property: What you should and shouldn’t do in the current commercial market– Episode 13 of Inside Commercial Property: Securing one of the 100 good commercial properties– Episode 14 of Inside Commercial Property: The top 5 tips even seasonal investors need to know– Episode 15 of Inside Commercial Property: When a residential portfolio stops making sense– Episode 16 of Inside Commercial Property: Commercial investing opportunities of the e-commerce boom– Episode 17 of Inside Commercial Property: Who will win and who will lose as we come out of lockdown?– Episode 18 of Inside Commercial Property: All systems go for Australia’s economic rebound– Episode 19 of Inside Commercial Property: The 101 of buying commercial property through an SMSF– Episode 20 of Inside Commercial Property: The pros and cons of managing a $46.5 million portfolio– Episode 21 of Inside Commercial Property: The purchasing process unveiled– Episode 22 of Inside Commercial Property: What commercial properties will be good investments in 2022 through to 2032?– Episode 23 of Inside Commercial Property: The fundamentals that will impact commercial markets for the next decade– Episode 24 of Inside Commercial Property: How to beat inflation with commercial property– Episode 25 of Inside Commercial Property: Case study – SMSF commercial purchase– Episode 26 of Inside Commercial Property: Rewinding back to accelerate forward– Episode 27 of Inside Commercial Property: Pivoting to a positively geared philosophy– Episode 28 of Inside Commercial Property: A closer look at the commercial conveyancing process– Episode 29 of Inside Commercial Property: Prepping for the next phase of the property cycle– Episode 30 of Inside Commercial Property: How to get the most out of your commercial property in today’s market– Episode 31 of Inside Commercial Property: The worst-case scenarios for commercial investments and how to fix them– Episode 32 of Inside Commercial Property: How to prep your portfolio for ‘rougher’ 2023 conditions– Episode 33 of Inside Commercial Property: Balance the finance books behind commercial portfolios– Episode 34 of Inside Commercial Property: The best buys of 2023– The Smart Property Investment network, produced by Phil Tarrant– How much cash is required for a commercial property purchase?, from Rethink Investing– Property Investment Calculator from Rethink Investing